Volkswagen Finance Center in Frederick

Fitzgerald Volkswagen Frederick takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Fitzgerald Volkswagen Frederick Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Fitzgerald Volkswagen Frederick can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

How Should You Pay for Your New Volkswagen?

Once you've selected the new Volkswagen vehicle you'd like to purchase from Fitzgerald Volkswagen Frederick, you'll have to decide how you're going to purchase it. You can finance the vehicle with a car loan and ultimately become the owner once you repay your loan. You can also lease your new Volkswagen, which enables you to drive the car for a certain amount of time for a lower monthly fee. Here's a look at the pros and cons of both of these options.


When you finance your new vehicle with a car loan, you'll enjoy flexible terms and competitive rates. We work with various financial institutions around Hagerstown to find you favorable loans. You'll have no mileage restrictions and automatically own your car once your payments are complete. Financing allows you to customize your car and sell it to another Leesburg, VA driver whenever you want.

Financing typically requires a higher monthly payment than leasing a vehicle. You'll also be responsible for any repair costs after the car's warranty expires.


Leasing your vehicle allows you to have lower monthly payments with a shorter contract, which means you'll be able to upgrade to a new Volkswagen model more frequently. You never have to worry about selling the car on your own, and any warranties usually cover the vehicle for major repairs during the lease.

You will need to keep in mind that leasing may require you to pay for wear and tear charges on your vehicle after the lease is up. Other fees will apply if you drive extra miles around Gaithersburg or end the lease early.

Apply For Financing

No matter what option you choose, the finance experts at our dealership near Germantown can help. You can apply for a car loan or Volkswagen lease online or stop by to learn more about your payment options.

  1. Fitzgerald Volkswagen Frederick

    114 Baughmans Lane
    Frederick, MD 21702

    • Sales: (301) 696-9200
Loading Map...

Get in Touch

  • Contact our Sales Department at: (301) 696-9200
  • Monday9:00AM - 9:00PM
  • Tuesday9:00AM - 9:00PM
  • Wednesday9:00AM - 9:00PM
  • Thursday9:00AM - 9:00PM
  • Friday9:00AM - 9:00PM
  • Saturday9:00AM - 6:00PM
  • SundayClosed